Overview

Disclaimer: This information is for educational purposes only and is not financial advice. Always do your own research before making any investment decisions. DeFi protocols involve risks including but not limited to smart contract risks, market risks, and potential loss of funds.

FIVA offers 4 main ways to optimize your returns:

1. Get Fixed Returns

What: Earn guaranteed returns on your TON, USDT, or USDe How: Buy PT tokens to lock in fixed rates Example: Lock in 12% APR for 6 months, regardless of market changes Best for: Users wanting predictable income

2. Farm Points Faster

What: Get 100x more efficient at farming protocol points How: Buy YT tokens instead of locking full capital Example: Farm 1,000 EVAA points/day with 10 USDT instead of 1,000 USDT Best for: Point farmers wanting maximum efficiency

3. Trade Yield

What: Arbitrage and trade the yield based on your market expectations How: Buy YT (long yield) or PT (short yield) Example: Sell YT if you think that markets not priced in yield properly for given maturity Best for: Advanced traders with good understanding of Yield Tokenization

4. Provide Liquidity

What: Earn from multiple income streams with no impermanent loss How: Add liquidity to FIVA pools

Two options:

• Yield on Principal tokens (TON, USDT): 3 income streams (underlying yield + fees + FIVA rewards)

• Yield on Idle yield-bearing assets (tsTON, tsUSDe): 2 additional streams (fees + FIVA rewards)

Best for: Users wanting enhanced yields on existing assets

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Quick Guide

• Want safety? → Fixed returns (PT)

• Want efficiency? → Points farming (YT)

• Want to trade? → Yield speculation

• Want more yield? → Provide liquidity