Cross-Chain USD Farming

Torch Finance creates tgUSD, a digital dollar that earns higher returns by accessing the best opportunities across multiple blockchain networks.

How it works:

• Different blockchains offer different interest rates for the same USDT

• For example, lending USDT on Ethereum might pay 7.5% while TON only pays 3.5%

• Torch Finance manage and moves funds to wherever rates are highest across chains like Ethereum, Solana, and others

• Your money benefits from cross-chain optimization without you managing multiple networks

Why this creates returns:

• Most people can't easily move money between different blockchains due to complexity and high fees

• Torch Finance has the solution to do this efficiently

• They capture the yield differences between chains and share them with users

• This is like earning interest in the country with the highest bank rates, while someone else handles all the international transfers

Through FIVA: You get access to these cross-chain optimized returns through a simple fixed-rate deposit, without needing to understand different blockchains or manage complex transfers yourself.