What are PT Tokens?
When you make a deposit with FIVA, you might notice a new token appears in your wallet. This is how FIVA's technology works - it's a technical feature of our platform.
What You See vs What's Actually Happening
In FIVA app: You see your deposit amount and return information in simple numbers, just like a bank account.
In your wallet: You also get PT tokens that represent your actual deposit.
We keep the app simple and don't show PT tokens in our interface to avoid confusion. But understanding what they are can help you appreciate what you truly own.
What Are PT Tokens?
PT tokens are like digital receipts for your deposit, except they're much more powerful. They live in your wallet and prove you own your FIVA deposit.
Think of it this way: when you deposit money, FIVA gives you a special token that represents exactly what you'll get back and where your money is working.
Simple Example
You deposit 100 USDT for 3 months:
What FIVA app shows: "100 USDT deposit, returning 103 USDT in 3 months" What appears in your wallet: 103 PT eUSDT tokens What this means: You own tokens worth exactly 103 USDT that you can claim in 3 months
The "PT eUSDT" name tells you this deposit is working with EVAA platform.
Why This Matters
True ownership: These tokens are in YOUR wallet, not locked in FIVA's system. You actually own your deposit.
You can see everything: The token amount shows exactly what you'll receive back. The token name shows which provider is generating your returns.
Future possibilities: Because you own real tokens, you can:
Trade them in FIVA's DeFi mode
Use them as collateral for loans (coming soon)
Pay with them using credit cards (coming soon)
Use them in other TON applications like EVAA, Affluent, and more (coming soon)
PT Token Types
PT eUSDT
EVAA
USDT deposit earning through EVAA platform
Lending platform - people borrow money and pay interest
PT tsTON
Tonstakers
TON deposit staked through Tonstakers
Staking service - secures TON blockchain and earns network rewards
PT USDe
Ethena
USD deposit in Ethena's synthetic dollar protocol
Advanced strategies - basis trading and cross-chain yield farming
PT stUSDe
Ethena
Staked USD deposit through Ethena
Advanced strategies - basis trading and cross-chain yield farming
PT stgUSD
Torch
USD deposit in Torch Finance strategies
Sophisticated trading strategies and yield optimization
PT USD-SLP
Storm
USD deposit in Storm's liquidity pools
Trading platform - traders pay fees for token exchanges
PT TON-SLP
Storm
TON deposit in Storm's liquidity pools
Trading platform - traders pay fees for token exchanges
The Bottom Line
PT tokens are your proof of ownership. While FIVA keeps the experience simple in our app, you're actually holding real blockchain tokens that represent your deposit.
This gives you the best of both worlds: simple banking-like experience in the app, plus true ownership and control of your assets on the blockchain.
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